What You Owe Me is a multi-layered novel in which Ms Campbell explores the nature of family, friendship, ethics and betrayal.

Set in LA between the 1940s and 1990s, the story entwines the lives of Gilda, a concentration camp survivor, and Hosanna, a black woman from rural Texas. Hosanna is an ambitious entrepreneur who seizes life and makes her own opportunities. Gilda has emotionally shut down after her war experiences, but Hosanna nurtures her and brings her back to life.

Their uncommon friendship leads them to start a cosmetics business together. Racism and family interference breaks apart the women leaving anger and disappointment for them both. In their separate journeys through life these women pass on ambitions and injustices that shape the lives of their children and grandchildren.

Although Hosanna has died, her daughter Matriece is the catalyst for reparations and reconciliations of old wrongs suffered by so many people she loves. As Matriece seeks recompense of what others owe to her she realizes that she also owes debts to others and to herself as well.